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When I was a young man, I didn't think about having a family. My wife and I were too poor to have babies. Then all of a sudden, one came along and scared the hell out of us because we had no money. Once the baby arrives, you make do somehow. You fall in love with the baby and life adjusts itself. You find you don't need as much money as you thought. When that happens, you can ask the questions that should have come before the baby.